Real Estate Glossary – Define Annual Percentage Rate

Posted on October 17, 2014 by Jeff Dobrowski

What is the definition of annual percentage rate.

What does APR mean?

define apr

Andrew Lippert: APR stands for Annual percentage rate, it has to do with the purchased price, the interest rate and the fees, some of the fees. It just has to do with some of the fees that the government especially mandates that we include in that APR in order to show people. When they’re purchasing real estate some people might call the mortgage rate 4.125% and attach a whole bunch of fees so you really have a 5% APR. You need to also pay attention to that APR when purchasing a new home.

Barry Mathis: That’s awesome. A lot of times that does trip people up. My understanding is a lot of times this causes problems at closing because they thought they’re getting a 4.125%% APR and next thing you know they’re getting a 5% annual percentage rate because that includes the fees.

Hope you enjoyed the first of our real estate glossary terms.

Please leave any comments or questions in the comment section.

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Real Talk # 300: Asset Protection with Garrett Sutton – Rich Dad Poor Dad Attorney

Posted on October 16, 2014 by Jeff Dobrowski

This Saturday October 18th, 2014 at 10 am PT, Barry Mathis & Real Talk On Real Estate will be hosting Garrett Sutton. Don’t know who Garrett is? Well Ask Robert Kiyosaki, author of “Rich Dad, Poor Dad”. Garrett is Mr. Kiyosaki’s attorney. Tune in online on Saturday at http://goo.gl/90vpkG.

GARRETT-photo-high-resGarrett Sutton has been in practice more than thirty five years. Garrett assists entrepreneurs and real estate investors from around the world to protect their assets and maximize their financial goals through sound management and asset protection strategies. Garrett is highly sought after as a guest speaker and serves as a member of the elite group of “Rich Dad Advisors” for bestselling author Robert Kiyosaki. Garrett has authored several successful books for business owners, including Start Your Own Corporation, Run Your Own Corporation, Writing Winning Business Plans and Loopholes of Real Estate. These books are part of the bestselling Rich Dad, Poor Dad wealth-building book series.

You can catch Garrett here at http://corporatedirect.com or http://sutlaw.com
and contact his office by calling 1-800-600-1760.

Here’s a sneak peak that will show you a little bit of what he plans to share on air. Check it out!

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October 2014 California Mortgage Rates Update

Posted on October 15, 2014 by Barry Mathis

Watch our short October California Loan Rates update with Real Talk host Barry Mathis(real estate agent), Andrew Lippert(mortgage advisor), Rachel Adams(real estate agent), Matt Aitchison(real estate agent). Check out the podcast here.

Do you have a question about mortgage rates? What do you think about the current loan climate? Let us know in the comments.

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Sales Is The Great Equalizer

Posted on October 14, 2014 by Jeff Dobrowski

It doesn’t matter if you’re male or female, black or white, handicapped, fat, ugly or stupid. If you can sell anything you consider to be a handicap can be overcome by the fact that you can sell, that you can move product out the door.

Do you agree or disagree? Let us know in the comments.

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Women In Business – Female Real Estate Agents

Posted on October 13, 2014 by Barry Mathis

How does Rachel Adams, a partner in Aitchison & Adams Real Estate Team, succeed as a women in business as a “Mega” real estate agent? Watch this short video and find out what her drive is.

Are you a real estate agent? Are you passionate about equality in the workplace? Put your to cents in the comment section.

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Real Talk # 299 – Closing The Pay Gap, Women In Real Estate

Posted on October 12, 2014 by Barry Mathis

Rachael Adams Keller WilliamsIn this episode “The Voice Of Realty”, Barry Mathis discusses how women can close the pay gap with “Mega Agents” Rachael Adams and Matt Aitchison. Listen in as Rachel and Matt cover what it takes and how they hit 35 million in sales per year.

See their website at http://www.aitchison-adams.com/

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Real Talk # 299 Closing The Pay Gap, Women In Real Estate

Posted on October 11, 2014 by Jeff Dobrowski

Barry Mathis Sacramento Real Estate AgentToday, 10/11/14 at ten a.m. PT, don’t forget to tune in to me, Barry Mathis, on our weekly broadcast, “Real Talk on Real Estate,” on channel 1380AM The Answer on your radio dial! Or on your computer at http://goo.gl/90vpkG. This week we’ll be featuring a real go-getter, one of the top women out there in the field of #realestate in the #sacramentoarea: Ms. Rachel Adams. As a partner in the Aitchison-Adams Real Estate Team of Keller Williams Realty in Roseville, she spreads her wings wide to encompass all of Sacramento and #PlacerCounty, including #ElDoradoHills, #Folsom,#Rocklin, #GraniteBay, #ElkGrove, and even on out into Napa and Lafayette. And let me tell you, this gal knows her stuff. She utilizes all the tech tools at her disposal, and through those communicates with each client at such a personal level they’re left with the happy illusion that they’re her “one-and-only.” Integrity (which as you know is big with me,) resonates strongly with her as well.

Keller Williams Real Estate AgentA few words from Rachel :
“I love to sit down with clients and get to know them, and see exactly what they are looking for in a home. I send them houses that match exactly their style, and find them the perfect one!

“When it comes to sellers, I can figure out exactly what their home is worth, and negotiate to get them the highest and best offer. I keep them in the loop the entire time. Communication is big with me.

“I am aggressive in my approach of finding clients a place to call home, selling their home, and working with investors, but thoughtful of what they need at all times.

“Real Relationships. Real Results.”

Listen to her at ten this morning. Then, reach her at 916-284-7864, on Facebook at https://www.facebook.com/AitchisonandAdams, Twitter athttps://twitter.com/aitchisonadams, her company website athttp://www.aitchison-adams.com/, or simply old-fashioned email at racheladamsrealtor@gmail.com. You can thank me later.

Also, we’ll be showcasing our newest website to assist probate attorneys in Sacramento CA. You can preview it at http://realtalkonprobate.com. We’ll be doing our first real estate glossary term as well so make sure to tune in.

WealthBuilders Investment NetworkRemember our Investor Meetup Group Wednesday October 22, 2014. Go to http://www.meetup.com/Wealthbuilders-Investor-Network/ for more info.

 

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Landlords Watch Out! Legally Your Tenants May Not Have To Pay Their Rent

Posted on October 9, 2014 by Jeff Dobrowski

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Sacramento Rental Housing Inspection Law – Don’t Make a Rookie Mistake

Posted on October 7, 2014 by Barry Mathis

Barry Mathis and Eviction Attorney Thomas Hogan discuss what even the most experienced real estate investor may not know. It could cost you a fortune, up to $1000 per day and it’s a misdemeanor! Watch and find out. Share this with your friends that are investors or landlords.

Did you know this law existed? Have you received a fine for not registering and having your rental inspected? Are you bored and want to write a little something to keep us entertained? Put it in the comments below.

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Dangers of Tenants Growing Marijuana in Your Rental Property

Posted on October 6, 2014 by Jeff Dobrowski

Have you had marijuana growing in one of your rentals? Do you grow marijuana? Tell us about your experiences in the comments below.

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